<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
        xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9
        http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">

  <!-- Hand-maintained. Every entry must be an indexable component route in
       src/main.js: redirect routes belong in vercel.json, not here, and the
       *-spare-content holding pages are in NOINDEX_PATHS (src/seo.js), so
       listing either would ask Google to index a URL the page itself tells it
       to skip.

       Each lastmod is the date of the last commit that changed that page's
       *prose* — not the last commit to touch the file. Restyling, responsive
       fixes, meta edits and the amber-X wordmark refactor all leave the words
       on the page identical, so they must not bump the date: a lastmod Google
       can tell is inflated gets the whole signal discounted sitewide. When you
       edit a page, set its date to the day the copy actually changed. -->

  <!-- Core pages — highest priority -->
  <url>
    <loc>https://mycxc.services/</loc>
    <lastmod>2026-07-17</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://mycxc.services/enterprise-counterparty-operations-platform</loc>
    <lastmod>2026-07-17</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://mycxc.services/contact-us</loc>
    <lastmod>2026-06-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Product pages -->
  <url>
    <loc>https://mycxc.services/go-insur</loc>
    <lastmod>2026-06-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://mycxc.services/cxc-expenses</loc>
    <lastmod>2026-06-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Solutions — high priority for segment keyword targeting -->
  <url>
    <loc>https://mycxc.services/solutions</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://mycxc.services/for-insurance-businesses</loc>
    <lastmod>2026-06-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Producer Portal -->
  <url>
    <loc>https://mycxc.services/commission-dashboard</loc>
    <lastmod>2026-05-07</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://mycxc.services/statements-disputes</loc>
    <lastmod>2026-05-07</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://mycxc.services/pipeline-performance</loc>
    <lastmod>2026-05-07</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://mycxc.services/training-compliance</loc>
    <lastmod>2026-05-07</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://mycxc.services/documents-bulletins-tax</loc>
    <lastmod>2026-05-07</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Services -->
  <url>
    <loc>https://mycxc.services/digital-transformation-consultancy</loc>
    <lastmod>2026-06-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://mycxc.services/digital-lead-gen</loc>
    <lastmod>2026-06-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://mycxc.services/digital-audits</loc>
    <lastmod>2026-07-17</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Company pages -->
  <url>
    <loc>https://mycxc.services/customers</loc>
    <lastmod>2026-04-27</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>
  <url>
    <loc>https://mycxc.services/resources</loc>
    <lastmod>2026-07-17</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.75</priority>
  </url>
  <url>
    <loc>https://mycxc.services/cookie-policy</loc>
    <lastmod>2026-04-27</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://mycxc.services/company</loc>
    <lastmod>2026-06-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.65</priority>
  </url>

</urlset>
